726 Financing jobs in Malaysia

Job Description

• To achieve sales/revenue target assigned by the Bank and contribute towards growing the bank's portfolio/profitability and the achievement of the overall branch targets
• To promote and professionally sell a range of retail products to existing and potential customers ie. Wealth products (UT, ASNB VP, PRS, Banca RP & GI, Direct Forex and NTW), Deposits (CASA/FD, Accounts Acquisition), Assets/Financing products (PF/PFi, ASB & Credit Cards) etc.
• Participate in branch/region/bank (bank wide) sales & promotional activities and campaigns to achieve deliverables and to acquire, build and grow mass & mass affluent customer segments
• Prepare and pro-actively execute sales plan, perform account opening, cross selling, up selling and engagement with customers for retention and referrals
• To drive NTB customer acquisition (wealth and retail customers) and customer experience to broaden the Bank's customer base

Requirements

Degree or Diploma holder. Have at least 2 years experience preferably with Wealth and Banca products in any FIs. Pleasant personality with excellent verbal and written communication skills. Good interpersonal and relationship building skill. Possess with CUTE & Banca/Takaful license and any other relevant licenses required for the portfolio. Sales and result oriented

Overview

Join to apply for the Personal Financing Consultant role at RHB Banking Group .

About The Role: Are you passionate about helping customers achieve their financial goals?

We are looking for a dynamic and results-driven Personal Financing Consultant (PFC) to join our Retail Banking team . In this role, you will be on the front lines, acting as a trusted advisor to our customers. Your primary focus will be on achieving sales and revenue targets by professionally selling a diverse range of retail banking products and helping to grow the bank's customer portfolio and profitability.

• Achieve assigned sales and revenue targets to contribute to the overall branch profitability and targets.
• Proactively and professionally sell a wide range of retail products to existing and potential customers, including:
• Wealth products: Unit Trusts (UT), ASNB VP, Private Retirement Schemes (PRS), Bancassurance/Bancatakaful (RP & GI), Direct Forex, and Non-Traditional Wealth (NTW).
• Deposits: Current Account/Savings Account (CASA), Fixed Deposits (FD), and new account acquisition.
• Assets/Financing products: Personal Financing (PF/PFi), ASB financing, and Credit Cards.
• Prepare and execute comprehensive sales plans, perform account opening, actively cross-sell and up-sell, and engage with customers for retention and referrals.
• Drive New-to-Bank (NTB) customer acquisition (both wealth and retail customers) and ensure an excellent customer experience to broaden the bank's base.
• Participate in branch, regional, and bank-wide sales promotional activities and campaigns.

• A Degree or Diploma holder.
• At least 1-2 years of experience, preferably with Wealth and Bancassurance/Bancatakaful products in any Financial Institution (FI).
• A pleasant personality with excellent verbal and written communication skills.
• Strong interpersonal and relationship-building skills.
• Possession of the CUTE & Banca/Takaful license and any other relevant licenses required for the portfolio.
• Must be sales and result oriented.

• Entry level

• Full-time

• Consulting, Information Technology, and Sales

Referrals increase your chances of interviewing at RHB Banking Group by 2x

• Personal Financial Consultant (Nationwide)
• Consumer Financial Consultant (Region Perak)

Overview

Join to apply for the Personal Financing Consultant role at RHB Banking Group .

• To achieve sales/ revenue target assigned by the bank and contribute towards growing the bank's portfolio/ profitability and achievement of the overall branch targets
• To promote and professionally sell a range of retail products to existing and potential customers i.e. Wealth products (UT, ASNB, VP, PRS, Banca RP & GI, Direct Forex and NTW), Deposits (CASA/FD, Accounts Acquisition), Assets/ Financing products (PF/PFi, ASB & Credit Cards) etc.
• Participate in branch/ region/ bank (bank wide) sales & promotional activities and campaign to achieve deliverables and to acquire, build and grow mass & mass affluent customer segments
• Prepare and pro-actively execute sales plan, perform account opening, cross selling, upselling and engagement with customers for retention and referrals
• To maintain regular contacts with customers to develop relationship and deepen share of customers' wallet
• To drive NTB customer acquisition (wealth and retail customers) and customer experience to broaden the Bank's customer base

• Seniority level: Entry level
• Employment type: Full-time
• Job function: Consulting, Information Technology, and Sales

VACANT LOCATIONS:

• Tanah Merah, Kelantan
• Wakaf Bharu, Kelantan
• Kuching, Sarawak
• Miri, Sarawak
• Nationwide

DUTIES AND RESPONSIBILITIES

• Plan and implement marketing campaigns and activities to promote Retail Banking products i.e., Personal Financing, Mortgage Financing, Credit Card and other related fee-based income services.
• Participate in sales and promotional activities arranged by Regional Office / Head Office.
• Gather and analyze financial data in order to offer financial advisory services to customers.
• Actively involved in increasing product holding via cross-selling activities.
• Responsible for acquiring new customers and nurture a new customer base.
• Proactively manage and build customer relationships and provide good after sales service to avoid complaints and attrition.
• To attend to all customers' requests / complaints promptly and within stipulated service level.
• Solicit and submit financing application to the relevant stakeholders for decision and approvals within agreed TAT.
• Escalate to superior any fraud attempt detected during processing of the application.
• Ensure that documents submitted for application are properly processed as per guideline.
• Timely preparation of reports on marketing, sales activities and performance to Retail Sales Manager.
• Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.
• Any other duties/assignment as and when directed/assigned by the superior from time to time / as per business requirement from time to time.

QUALIFICATION

• Diploma / Degree in any related discipline or equivalent experience.

YEARS OF EXPERIENCES

• More than 3 years' experience in banking industry, experience in personal financing & house financing would be an advantage.

SPECIFIC SKILLS/KNOWLEDGE AND CERTIFICATION REQUIRED

• Possessing TBE & FIMM added value.
• High inclination towards a sales-driven culture.
• Excellent communication, interpersonal with good business acumen and customer service skills.
• Be an assertive and innovative team player, highly independent, committed, self-motivated, resourceful and result oriented.
• Experience of working in a fast-moving business environment
• Ability to network across a variety of functions at various levels and countries.

Company Description

Corporate Finance & Investment Banking (Banking & Financial Services)

Role Description

This is a full-time, on-site role for a Loan Financing Officer located in Kuala Lumpur. The Loan Financing Officer will be responsible for:-

• Reviewing the member's application, whether there is a loan application or not.
• Handle the commercial product and campaign.
• Deal with members from applying for loan applications and explain the details about the product or promotion.
• Analyze the financial report, credit or real estate appraisal based on applicant status.

Qualifications

• Bachelor's degree in Finance, Business Administration, or related field
• 2 years of experience as a Loan Officer and in Loan Origination
• Strong background in Finance and Underwriting
• Excellent Customer Service skills
• Strong analytical and decision-making skills
• Excellent written and verbal communication skills

Your responsibilities will be:

Primary Duties

Dealer Acquisition & Relationship Management

·    Identify, acquire, and onboard new motorcycle dealers to grow the financing portfolio.

·    Build and maintain strong, long-term relationships with dealers to ensure loyalty and repeat business.

Sales & Business Growth

·    Drive motorcycle financing sales by achieving monthly disbursement and dealer acquisition targets.

·    Proactively develop strategies to expand dealer portfolios and increase financing penetration.

Market Development & Intelligence

·    Conduct regular market visits to gather insights, identify emerging opportunities, and assess competitive activities.

·    Provide timely feedback to the team lead for product and process enhancements.

Portfolio & Pipeline Management

·    Manage dealer portfolios to ensure consistent business growth and minimal attrition.

·    Track application submissions, follow up on approvals, and drive conversion rates.

Campaign Execution

·    Support and execute marketing and promotional campaigns at the dealer level to stimulate sales growth.

Reporting & Performance Tracking

·    Maintain accurate and up-to-date sales reports, dashboards, and dealer performance records for weekly and monthly reviews.

Compliance & Operational Excellence

·    Ensure all dealer activities and transactions comply with company policies, credit guidelines, and regulatory requirements.

Undertake any task or project as assigned by management

To be eligible for this role, you will require:

1. Minimum Diploma / Degree in Islamic Banking / Business Admin or equivalent.
2. At least 1 year of sales experience in sales.

VACANT LOCATIONS:

• Nationwide

DUTIES AND RESPONSIBILITIES

• Plan and implement marketing campaigns and activities to promote Retail Banking products i.e., Personal Financing, Mortgage Financing, Credit Card and other related fee-based income services.
• Participate in sales and promotional activities arranged by Regional Office / Head Office.
• Gather and analyze financial data in order to offer financial advisory services to customers.
• Actively involved in increasing product holding via cross-selling activities.
• Responsible for acquiring new customers and nurture a new customer base.
• Proactively manage and build customer relationships and provide good after sales service to avoid complaints and attrition.
• To attend to all customers' requests / complaints promptly and within stipulated service level.
• Solicit and submit financing application to the relevant stakeholders for decision and approvals within agreed TAT.
• Escalate to superior any fraud attempt detected during processing of the application.
• Ensure that documents submitted for application are properly processed as per guideline.
• Timely preparation of reports on marketing, sales activities and performance to Retail Sales Manager.
• Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.
• Any other duties/assignment as and when directed/assigned by the superior from time to time / as per business requirement from time to time.

QUALIFICATION

• Diploma / Degree in any related discipline or equivalent experience.

YEARS OF EXPERIENCES

• More than 3 years' experience in banking industry, experience in personal financing & house financing would be an advantage.

SPECIFIC SKILLS/KNOWLEDGE AND CERTIFICATION REQUIRED

• Possessing TBE & FIMM added value.
• High inclination towards a sales-driven culture.
• Excellent communication, interpersonal with good business acumen and customer service skills.
• Be an assertive and innovative team player, highly independent, committed, self-motivated, resourceful and result oriented.
• Experience of working in a fast-moving business environment
• Ability to network across a variety of functions at various levels and countries.

Job Description

• To achieve sales/revenue target assigned by the Bank and contribute towards growing the bank's portfolio/profitability and the achievement of the overall branch targets
• To promote and professionally sell a range of retail products to existing and potential customers ie. Wealth products (UT, ASNB VP, PRS, Banca RP & GI, Direct Forex and NTW), Deposits (CASA/FD, Accounts Acquisition), Assets/Financing products (PF/PFi, ASB & Credit Cards) etc.
• Participate in branch/region/bank (bank wide) sales & promotional activities and campaigns to achieve deliverables and to acquire, build and grow mass & mass affluent customer segments
• Prepare and pro-actively execute sales plan, perform account opening, cross selling, up selling and engagement with customers for retention and referrals  To drive NTB customer acquisition (wealth and retail customers) and customer experience to broaden the Bank's customer base

Requirements:

1. Degree or Diploma holder

2. Have at least 2 years' experience preferably with Wealth and Banca products in any FIs

3. Pleasant personality with excellent verbal and written communication skills

4. Good interpersonal and relationship building skill

5. Possess with CUTE & Banca/Takaful license and any other relevant licenses required for the portfolio

6. Sales and result oriented

We are a leading chemical company, with the best teams developing intelligent solutions for our customers, and for a sustainable future.

We connect and develop people with diverse talents all over the world. For you, this means a variety of ways to progress.

Not only your performance but also your personality matter to us, regardless of gender, age, ethnicity, orientation, and background. At BASF, careers develop from opportunities.

Do you want to work with passionate teams, providing excellent business and digital services to the Asia Pacific region?

Do you want an open, supportive, and caring working environment?

Do you view your development needs seriously as we do?

If YES, then take your career to the #NextLevel with BASF

Objectives of the Position

• Ensure and elaborate on compliance within the corporate finance guidelines in all local companies
• Optimize financing structures to ensure optimal ROI on projects
• Careful selection and determination of the source of capital – determining the debt equity ratio and designing a proper capital structure for the companies
• Establish and affirm dividend policies through Asia pacific for both majority and minority owned BASF companies
• Enhance economic returns on credit facilities agreed with banks for all local companies
• Emphasize structural project administration from a financial perspective
• Develop efficient and appropriate check list for project requirements such as country regulations on new company set up

Main Tasks

• Responsible for Project financing in Asia Pacific – design and build optimal structure for project financing
• Involve in expertise paper evaluation with the basis of understanding the new business/project requirements, country regulation as well as BASF's internal guidelines
• Build a check list template for new projects to ensure smooth implementation in setting up new companies as such Local regulatory requirements. Documentation requirement, equity ratio and tax benefit, etc.
• Develop Subsidiary financing format, check list and workflow
• Ensure well coordination with Corporate Finance (CFT) and local companies on dividend declaration
• Develop and design good Global Treasury reporting structure to ensure transparency on cash and risk positions of local companies in Asia Pacific
• Responsible for coordination with treasury platform on requirements, Corporate Finance on allocation and banks on disbursement of Credit facilities
• Maintain Banking Relationship, clear and open discussions are documented
• Negotiate Transactional Pricing with banks to minimize transactional cost and optimize operational efficiency
• Responsible for Bank account management based on Global bank account guidelines. Ensure and enhance bank account streamlining in Asia Pacific region
• To identify, evaluate and drive the implementation of continuous improvement initiatives, digitalization, internal control requirements and any other project roll outs
• To perform other duties as and when delegated

Requirements

Education

• Professional qualification in Finance (eg ACCA, CPA, etc.) or Bachelor's degree in Finance /accounting

Working Experience

• Minimum 4 years in Corporate Finance and/or Treasury Function
• Experience in banking Industry will be an advantage

Technical & Professional Knowledge

• Must have good knowledge of local countries regulations
• Technical & Professional Knowledge
• Work with high self-motivation, high reliability and responsibility, dedicated for outstanding performance and passionate to drive team performance and innovation
• Excellent interpersonal skills, very strong leadership skills, collaboration and communication skills, high integrity
• IT Skill: Microsoft Office 365 (Excel, PowerPoint, Outlook), SAP and Business Warehouse, Data Analytic tools (PowerPivot, PBI, Tableau), interest in digitalization trends

The BASF Service Hub Kuala Lumpur (BASF Asia-Pacific Service Centre Sdn Bhd) is strategically located in the capital city of Malaysia. Since its inception in 2005, the hub has expanded from 130 employees to over 1,300 employees currently and is expected to keep growing. As an ISO 9001:2005 certified organization, the Service Hub Kuala Lumpur is committed to delivering high quality expertise and services in finance, people, supply chain, EHSQ (environment, health, safety, quality), product safety and digital.

We take pride in providing our business services to BASF companies and affiliates across 20 markets in the Asia Pacific region and beyond. Moreover, we offer our services in 8 different languages to cater to the diverse needs of our stakeholders. Our focus on competency and technology-driven solutions allows us to consistently deliver exceptional services, thereby contributing to the success of our businesses. BASF also has two other regional hubs located in Berlin, Germany, and Montevideo, Uruguay, which cover the European and American regions.

BASF Service Hub Kuala Lumpur was recognized with nine prestigious awards in 2024, reflecting its commitment to creating a vibrant, inclusive, and empowering workplace. These awards include winning the title of Operational Excellence in HR at the GBS Asia Awards 2024, multiple accolades at the Life at Work Awards 2024, where the hub was recognized as First Runner-up for Workplace Excellence (International Organization) and CEO Champion (International Organization), as well as Second Runner-up for Best International Organization. The hub also won the title for Excellence in Learning Tech Advancement System and a Certificate of Excellence in Talent Management and Leadership at the HRD Awards 2024. Furthermore, the hub secured a Bronze Award for Excellence in Digital Transformation at the HR Excellence Awards 2024 and received a Bronze Award for Human Resources Impact and an Honorary Award for Creative Talent Management Impact at the SSON Impact Awards Asia 2024.

At BASF, we create chemistry for a sustainable future. Our ambition: We want to be the preferred chemical company to enable our customers' green transformation. We combine economic success with environmental protection and social responsibility. Around 112,000 employees in the BASF Group contribute to the success of our customers in nearly all sectors and almost every country in the world. Our portfolio comprises, as core businesses, the segments Chemicals, Materials, Industrial Solutions, and Nutrition & Care; our standalone businesses are bundled in the segments Surface Technologies and Agricultural Solutions. BASF generated sales of €65.3 billion in 2024. BASF shares are traded on the stock exchange in Frankfurt (BAS) and as American Depositary Receipts (BASFY) in the United States. Further information