392 Credit Analyst jobs in Malaysia

Direct message the job poster from Ambition

Credit Analyst – Corporates/FIG

Join a dynamic team supporting credit analysis across APAC for Corporates and Financial Institutions. This role involves financial and ESG analysis, supporting relationship managers, and contributing to sustainable finance initiatives.

• Conduct financial, industry, and ESG analysis for GB/CMB clients
• Prepare credit proposals and support lending decisions
• Analyze climate-related risks and transition plans
• Collaborate with RMs and Risk teams to manage credit risk
• Ensure compliance with internal policies and controls

• 2–6 years of experience in credit analysis
• C.A., CFA, MBA, or Bachelor’s in Finance/Economics/Accounting
• Credit Certification (AICB); sustainability knowledge is a plus
• Strong credit writing and financial analysis skills
• Proficiency in Excel and Word

HSBC Federal Territory of Kuala Lumpur, Malaysia

HSBC Federal Territory of Kuala Lumpur, Malaysia

Get AI-powered advice on this job and more exclusive features.

Some careers have more impact than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are seeking individuals to join HSBC'S Wholesale department in the role of Credit Analysis Unit.

The Role requires the Analyst to be a part of the Corporates/FIG Credit Analysis Team in Kuala Lumpur which supports APAC. In addition, the Analyst would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

What you’ll do:

The Role requires the Analyst to be a part of the Corporates/FIG Credit Analysis Team in Kuala Lumpur which supports APAC. In addition, the Analyst would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

• Undertake high quality industry, competitor, ESG and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Support the RM team in the continuous collection, capture and analysis of key data and information related to GB/CMB client’s emissions-intensive activities, climate commitments and low-carbon business initiatives and transition and physical risks to help build a thorough understanding of each client’s plans to transition to net zero emissions over time.
• Personally develop and maintain strong working relationships with GB & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Maintain HSBC internal control standards.
• Need to implement the Group Compliance Policy, as applicable to their role.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.
• Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
• However, the final position title may vary depending on the candidate's relevant experience, skill and competence. Additionally, they may be assigned additional responsibilities such as conducting quality checks, mentoring and training new joiners.

• C.A. / CFA / MBA / Bachelor Degree in Finance, Economics, Accounting or equivalent is essential, and any professional qualification is desirable.
• Professional Credit Certification from AICB, sustainability knowledge is an advantage.
• 2 to 6 years of relevant experience in Credit Analysis.
• Sustainability knowledge is an advantage.
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.
• Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.
• Good command of credit analysis and financial knowledge.

• The role holder is expected to have subject matter expertise of end-to-end credit processes & corporate banking products.

• Associate

• Full-time

• Analyst
• Industries
• Financial Services and Banking

Referrals increase your chances of interviewing at HSBC by 2x

Get notified about new Credit Analyst jobs in Federal Territory of Kuala Lumpur, Malaysia .

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

• Responsible for conducting credit reviews and propositions on timely basis.
• Ensure at all-time adherence to credit and business operational processes and compliant to regulatory and control requirements.
• Perform ad-hoc credit related reports (if applicable).

• Possess a recognized degree preferably in Accounting, Finance, Economics or Business.
• Previous experience in credit evaluation would be an added advantage.
• Fluent in both spoken and written English.
• Good interpersonal skills and able to work independently as well as in a team to achieve collective goals.
• Good analytical skills in financial accounts, including cashflow analysis.
• Independent, self-motivated, resourceful, and result oriented.

Overview

Why join us?

Some careers have more impact than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are seeking individuals to join HSBC's Wholesale department in the role of Credit Analysis Unit.

The Role requires the Analyst to be a part of Corporates/FIG Credit Analysis Team in Kuala Lumpur which supports APAC. In addition, the Analyst would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

• Undertake high quality industry, competitor, ESG and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Support the RM team in the continuous collection, capture and analysis of key data and information related to GB/CMB client’s emissions-intensive activities, climate commitments and low-carbon business initiatives and transition and physical risks to help build a thorough understanding of each client’s plans to transition to net zero emissions over time.
• Personally develop and maintain strong working relationships with GB & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Maintain HSBC internal control standards.
• Need to implement the Group Compliance Policy, as applicable to their role.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.
• Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
• However, the final position title may vary depending on the candidate's relevant experience, skill and competence. Additionally, they may be assigned additional responsibilities such as conducting quality checks, mentoring and training new joiners.

• C.A. / CFA / MBA / Bachelor Degree in Finance, Economics, Accounting or equivalent is essential, and any professional qualification is desirable.
• Professional Credit Certification from AICB, sustainability knowledge is an advantage.
• 2 to 6 years of relevant experience in Credit Analysis.
• Sustainability knowledge is an advantage.
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.
• Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.
• Good command of credit analysis and financial knowledge.

• The role holder is expected to have subject matter expertise of end-to-end credit processes & corporate banking products.

Join to apply for the Credit Analyst role at Arrow Electronics

• Collects to terms—negotiates payment plans; may need to elevate cash flow problems according to management reporting structure. Takes appropriate action such as credit hold, placement with collections; ability to work independently done with little or no guidance.
• A/R disputes—works with customer to determine reason(s) for non-payment of invoices and queries the specific invoice(s) for action by the Reconciliation Associate; works on disputes that have been researched by the Reconciliation Associate and collects outstanding balance if applicable.
• Credit—AR exposure, facilitating sales and managing risk by reviewing order release and customer master file; releasing orders as appropriate; setting limit or order release based on research; elevating to CM, CD as necessary. Identify bad debt and set reserve.
• Process improvement—identify root causes, recommend and implementing solutions. Establish/update best collection practices.
• Analysis of customer financials/credit, identifies key issues and patterns from partial/conflicting data
• Takes a broad perspective to problems and spots new, less obvious solution
• Seek measures not limited to credit insurance to mitigation risks
• Monitor and sourcing of pertinent information for preventive actions
• Work with treasury team to maximum factoring opportunity
• Assists in account receivable management
• Ad hoc project related to portfolio risks management
• Completes work with a limited degree of supervision

• Bachelor’s Degree in Finance/Economics
• 3-5 years of relevant experience in AR accounting, credit analysis and collection
• High astute sense of risk
• Good interpersonal and communication skill, fast learner, self-starter in a fast pace and dynamic environment
• Experience working cross functionally within countries, business and strong commercial acumen
• SAP or Oracle financial system experience preferred

At Arrow, we recognize that financial rewards and great benefits are important aspects of an ideal job. That’s why we offer competitive financial compensation, including various compensation plans, and a solid benefits package.

• Medical Insurance
• Life Insurance
• Year-end bonus
• Performance Bonus
• 5-Day Work Week
• Growth Opportunities
• And more!

Arrow Electronics, Inc. (NYSE: ARW), an award-winning Fortune 154 and one of Fortune Magazine’s Most Admired Companies. Arrow guides innovation forward for over 220,000 leading technology manufacturers and service providers. With 2024 sales of USD $27.9 billion, Arrow develops technology solutions that improve business and daily life. Our broad portfolio that spans the entire technology landscape helps customers create, make and manage forward-thinking products that make the benefits of technology accessible to as many people as possible. Learn more at

Our strategic direction of guiding innovation forward is expressed as Five Years Out, a way of thinking about the tangible future to bridge the gap between what's possible and the practical technologies to make it happen. Learn more at

For more job opportunities, please visit

Location: MY-Penang, Malaysia (Jalan Sultan Ahmad Shah)

Time Type: Full time

Job Category: Accounting/Finance

• Mid-Senior level

• Full-time

• Finance and Sales
• Industries: Technology, Information and Internet

What You’ll Be Doing

• Collects to terms—negotiates payment plans; may need to elevate cash flow problems according to management reporting structure. Takes appropriate action such as credit hold, placement with collections; ability to work independently done with little or no guidance.

• A/R disputes—works with customer to determine reason (s) for non-payment of invoices and queries the specific invoice(s) for action by the Reconciliation Associate; works on disputes that have been researched by the Reconciliation Associate and collects outstanding balance if applicable.

• Credit—AR exposure, facilitating sales and managing risk by reviewing order release and customer master file; releasing orders as appropriate; setting limit or order release based on research; elevating to CM, CD as necessary. Identify bad debt and set reserve.

• Process improvement—identify root causes, recommend and implementing solutions. Establish/update best collection practices.

• Analysis of customer financials/credit, Identifies key issues and patterns from partial/conflicting data

• Takes a broad perspective to problems and spots new, less obvious solution

• Seek measures not limited to credit insurance to mitigation risks

• Monitor and sourcing of pertinent information for preventive actions

• Work with treasury team to maximum factoring opportunity

• Assists in account receivable management

• Ad hoc project related to portfolio risks management

• Completes work with a limited degree of supervision

What We Are Looking For

• Bachelor’s Degree in Finance/Economics

• 3-5 years of relevant experience in AR accounting, credit analysis and collection

• High astute sense of risk

• Good interpersonal and communication skill, fast learner, self-starter in a fast pace and dynamic environment

• Experience working cross functionally within countries, business and strong commercial acumen

• SAP or Oracle financial system experience preferred

What’s In It For You

At Arrow, we recognize that financial rewards and great benefits are important aspects of an ideal job. That’s why we offer competitive financial compensation, including various compensation plans, and a solid benefits package.

• Medical Insurance

• Life Insurance

• Year-end bonus

• Performance Bonus

• 5-Day Work Week

• Growth Opportunities

• And more!

About Arrow

Arrow Electronics, Inc. (NYSE: ARW), an award-winning Fortune 154 and one of Fortune Magazine’s Most Admired Companies. Arrow guides innovation forward for over 220,000 leading technology manufacturers and service providers. With 2024 sales of USD $27.9 billion, Arrow develops technology solutions that improve business and daily life. Our broad portfolio that spans the entire technology landscape helps customers create, make and manage forward-thinking products that make the benefits of technology accessible to as many people as possible. Learn more at .

Our strategic direction of guiding innovation forward is expressed as Five Years Out, a way of thinking about the tangible future to bridge the gap between what's possible and the practical technologies to make it happen. Learn more at .

For more job opportunities, please visit .

Credit Analyst

• Collects to terms—negotiates payment plans; may need to elevate cash flow problems according to management reporting structure. Takes appropriate action such as credit hold, placement with collections; ability to work independently done with little or no guidance.
• A/R disputes—works with customer to determine reason(s) for non-payment of invoices and queries the specific invoice(s) for action by the Reconciliation Associate; works on disputes that have been researched by the Reconciliation Associate and collects outstanding balance if applicable.
• Credit—AR exposure, facilitating sales and managing risk by reviewing order release and customer master file; releasing orders as appropriate; setting limit or order release based on research; elevating to CM, CD as necessary. Identify bad debt and set reserve.
• Process improvement—identify root causes, recommend and implementing solutions. Establish/update best collection practices.
• Analysis of customer financials/credit, identifies key issues and patterns from partial/conflicting data
• Takes a broad perspective to problems and spots new, less obvious solution
• Seek measures not limited to credit insurance to mitigation risks
• Monitor and sourcing of pertinent information for preventive actions
• Work with treasury team to maximum factoring opportunity
• Assists in account receivable management
• Ad hoc project related to portfolio risks management
• Completes work with a limited degree of supervision

• Bachelor’s Degree in Finance/Economics
• 3-5 years of relevant experience in AR accounting, credit analysis and collection
• High astute sense of risk
• Good interpersonal and communication skill, fast learner, self-starter in a fast pace and dynamic environment
• Experience working cross functionally within countries, business and strong commercial acumen
• SAP or Oracle financial system experience preferred

At Arrow, we recognize that financial rewards and great benefits are important aspects of an ideal job. That’s why we offer competitive financial compensation, including various compensation plans, and a solid benefits package.

• Medical Insurance
• Life Insurance
• Year-end bonus
• Performance Bonus
• 5-Day Work Week
• Growth Opportunities
• And more!

MY-Penang, Malaysia (Jalan Sultan Ahmad Shah)

Full time

Accounting/Finance

Mid-Senior level

Full-time

Finance and Sales

Technology, Information and Internet

Join to apply for the Credit Analyst role at Eastspring Investments .

At Eastspring Investments, we understand that success comes from the talent and commitment of our people. We strive to build a business that you can shape, an inclusive workplace where everyone’s ideas are valued and a culture where we can thrive together. Our people stay connected and tuned in to what’s happening around us, keeping us ahead of the curve. While focused on the long-term, we look to the future to bring growth, development and benefit to everyone whose lives we touch.

• Research and evaluate all credit issuances as assigned in a timely manner and assist the Head of Fixed Income Research in all investment-related areas.
• Conduct in-depth research, recommend creditworthiness and perform timely reviews of fixed income securities. Monitor economic indicators, financial and bond market performance and outlook.
• Assess all corporate actions, make appropriate recommendations and execute the recommendations within the stipulated timeline.
• Monitor rating actions and material corporate news of fixed income securities closely and provide impact analysis/credit views in a timely manner.
• Prepare periodic reports and ad hoc reports.
• Contribute to ongoing investment ideas and discussions.
• Work with Head of Fixed Income Research to ensure cohesive and efficient teamwork.
• Comply with the Standard Operating Manual of the department and work with Head of Fixed Income Research to update relevant investment policies and procedures.

• Mandarin would be an added advantage.
• Preferably a degree in related areas (i.e. Investment, Accountancy, Business Economics, Finance, etc.).
• CFA/MBA would be an added advantage.
• Experience: More than 5 years of experience in fixed income research, credit evaluation and fund management.
• Proactive, organized, flexible and resourceful.
• Strong analytical skills.
• Ability to work and think independently under stressful environment.
• Good written and spoken skills in English and Bahasa Malaysia.

• Associate

• Full-time

• Finance and Sales

Location: Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia