236 Credit Analysis jobs in Malaysia

Some careers grow faster than others. If you’re looking for a career that offers many opportunities for development, join HSBC. Our global capabilities and footprint enable our Corporate and Institutional Banking (CIB) teams to serve multinational clients operating internationally. With extensive expertise and local knowledge, especially in emerging markets, our products and services are designed to meet the global financial needs of our clients, wherever they are. We are currently seeking an experienced professional for the role of

Associate, Credit Analysis Unit . Principal Responsibilities Conduct risk and financial analysis and prepare credit proposals in partnership with the Relationship Manager/Global Relationship Manager (RM/GRM). The primary focus is to support

Corporate & Institutional Banking

with a quality and efficient platform to grow its business and mitigate credit risks. Cover all industries within

Corporate & Institutional Banking . Product range includes traditional loans, non-traditional transaction financing, trade products, derivatives, acquisition financing, and others. Facilitate faster turnaround in processing and approving credit proposals by providing an interactive interface with Credit Risk Management (CRM). Support the achievement of global relationship management objectives. Provide credit support to the RM/GRM of

Corporate & Institutional Banking . Ensure high-quality credit submissions with thorough analysis and understanding. Develop capability to handle complex credits supported by researched risk mitigations. Maintain good asset quality through regular reviews and pre-emptive measures responding to industry developments. Provide value-added and strategic input to steer the Bank’s asset portfolio through industry and business analytics.

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Car Loan Expert Credit Analysis (Hire Purchase)

Join to apply for the Car Loan Expert Credit Analysis (Hire Purchase) role at Abang UsedCar Sdn Bhd

Car Loan Expert Credit Analysis (Hire Purchase)

1 day ago Be among the first 25 applicants

Join to apply for the Car Loan Expert Credit Analysis (Hire Purchase) role at Abang UsedCar Sdn Bhd

Abang UsedCar Sdn Bhd provided pay range

This range is provided by Abang UsedCar Sdn Bhd. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Job Responsibility

• Conduct thorough credit analysis of car loan applications, evaluating applicants' financial status, credit history, and repayment capacity to determine creditworthiness.
• Assess risk associated with loan applications, considering factors such as loan-to-value ratio, debt-to-income ratio, and collateral valuation, to mitigate potential losses.
• Process car loan applications efficiently, ensuring all required documentation is complete and accurate, and adhering to established lending policies and procedures.
• Structure hire purchase agreements in compliance with regulatory requirements and internal guidelines, ensuring clear terms and conditions for both the company and the customer.
• Analyze financial statements, including income statements, balance sheets, and cash flow statements, to assess the financial health and stability of loan applicants.
• Maintain up-to-date knowledge of regulatory compliance requirements related to car loans and hire purchase agreements, ensuring adherence to legal and ethical standards.
• Provide excellent customer service to loan applicants, addressing inquiries, resolving issues, and guiding them through the loan application process.
• Collaborate with sales teams to facilitate loan approvals and achieve sales targets, while maintaining sound credit risk management practices.
  
  

Job Requirements

• Possess a Diploma in Finance, Business Administration, or a related field.
• Minimum of 2 years of experience in credit analysis, specifically within the hire purchase or car loan sector.
• Proficient in conducting thorough credit assessments, analyzing financial statements, and evaluating risk factors associated with loan applications.
• In-depth knowledge of hire purchase agreements, loan processing procedures, and regulatory compliance requirements within the Malaysian automotive finance industry.
• Strong understanding of risk assessment methodologies and the ability to identify and mitigate potential credit risks.
• Excellent customer service skills with the ability to effectively communicate with customers and address their inquiries regarding car loan applications.
• Demonstrated ability to achieve sales targets and contribute to the growth of the car loan portfolio.
• Fluency in both English and Bahasa Malaysia is essential to effectively communicate with a diverse customer base and internal stakeholders.
  
  

Job Benefits

• Annual Leave
• EPF
• Health Insurance
• Medical Leave
• SOCSO

Seniority level

• Seniority level Entry level

Employment type

• Employment type Full-time

Job function

• Job function Finance
• Industries Retail Motor Vehicles

Referrals increase your chances of interviewing at Abang UsedCar Sdn Bhd by 2x

Sign in to set job alerts for “Car Specialist” roles. Credit Analyst, Region Federal Territory (FT), Group Corporate Credit, Group Risk

Federal Territory of Kuala Lumpur, Malaysia 3 weeks ago

Federal Territory of Kuala Lumpur, Malaysia 23 hours ago

Credit Risk Analyst (Regional Bond Credit)

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 4 days ago

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 2 weeks ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 2 weeks ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago

Federal Territory of Kuala Lumpur, Malaysia 3 weeks ago

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 4 days ago

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 3 days ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 day ago

Federal Territory of Kuala Lumpur, Malaysia 3 weeks ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia MYR4,500.00-MYR7,500.00 1 day ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago

Loans Operations Analyst 2 - Loans Operations (Kuala Lumpur)

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 2 days ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago

Petaling Jaya, Selangor, Malaysia 19 hours ago

Federal Territory of Kuala Lumpur, Malaysia 1 week ago

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 day ago

Analyst, Performance Management | Assessment & Performance Section

Kota Damansara, Selangor, Malaysia 2 weeks ago

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 3 days ago

Risk Analyst - Know Your Customer (KYC) - KL

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago

Federal Territory of Kuala Lumpur, Malaysia 4 weeks ago

Federal Territory of Kuala Lumpur, Malaysia 3 days ago

Credit Evaluation Manager, Head Office, Group Corporate Credit, Group Risk

Federal Territory of Kuala Lumpur, Malaysia 4 weeks ago

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Car Loan Expert Credit Analysis (Hire Purchase)

Join to apply for the

Car Loan Expert Credit Analysis (Hire Purchase)

role at

Abang UsedCar Sdn Bhd Car Loan Expert Credit Analysis (Hire Purchase)

1 day ago Be among the first 25 applicants Join to apply for the

Car Loan Expert Credit Analysis (Hire Purchase)

role at

Abang UsedCar Sdn Bhd Abang UsedCar Sdn Bhd provided pay range

This range is provided by Abang UsedCar Sdn Bhd. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range

Job Responsibility

Conduct thorough credit analysis of car loan applications, evaluating applicants' financial status, credit history, and repayment capacity to determine creditworthiness. Assess risk associated with loan applications, considering factors such as loan-to-value ratio, debt-to-income ratio, and collateral valuation, to mitigate potential losses. Process car loan applications efficiently, ensuring all required documentation is complete and accurate, and adhering to established lending policies and procedures. Structure hire purchase agreements in compliance with regulatory requirements and internal guidelines, ensuring clear terms and conditions for both the company and the customer. Analyze financial statements, including income statements, balance sheets, and cash flow statements, to assess the financial health and stability of loan applicants. Maintain up-to-date knowledge of regulatory compliance requirements related to car loans and hire purchase agreements, ensuring adherence to legal and ethical standards. Provide excellent customer service to loan applicants, addressing inquiries, resolving issues, and guiding them through the loan application process. Collaborate with sales teams to facilitate loan approvals and achieve sales targets, while maintaining sound credit risk management practices.

Job Requirements

Possess a Diploma in Finance, Business Administration, or a related field. Minimum of 2 years of experience in credit analysis, specifically within the hire purchase or car loan sector. Proficient in conducting thorough credit assessments, analyzing financial statements, and evaluating risk factors associated with loan applications. In-depth knowledge of hire purchase agreements, loan processing procedures, and regulatory compliance requirements within the Malaysian automotive finance industry. Strong understanding of risk assessment methodologies and the ability to identify and mitigate potential credit risks. Excellent customer service skills with the ability to effectively communicate with customers and address their inquiries regarding car loan applications. Demonstrated ability to achieve sales targets and contribute to the growth of the car loan portfolio. Fluency in both English and Bahasa Malaysia is essential to effectively communicate with a diverse customer base and internal stakeholders.

Job Benefits

Annual Leave EPF Health Insurance Medical Leave SOCSO

Seniority level

Seniority level Entry level Employment type

Employment type Full-time Job function

Job function Finance Industries Retail Motor Vehicles Referrals increase your chances of interviewing at Abang UsedCar Sdn Bhd by 2x Sign in to set job alerts for “Car Specialist” roles.

Credit Analyst, Region Federal Territory (FT), Group Corporate Credit, Group Risk

Federal Territory of Kuala Lumpur, Malaysia 3 weeks ago Federal Territory of Kuala Lumpur, Malaysia 23 hours ago Credit Risk Analyst (Regional Bond Credit)

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 4 days ago WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 2 weeks ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 2 weeks ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago Federal Territory of Kuala Lumpur, Malaysia 3 weeks ago WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 4 days ago WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 3 days ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 day ago Federal Territory of Kuala Lumpur, Malaysia 3 weeks ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia MYR4,500.00-MYR7,500.00 1 day ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago Loans Operations Analyst 2 - Loans Operations (Kuala Lumpur)

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 2 days ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago Petaling Jaya, Selangor, Malaysia 19 hours ago Federal Territory of Kuala Lumpur, Malaysia 1 week ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 day ago Analyst, Performance Management | Assessment & Performance Section

Kota Damansara, Selangor, Malaysia 2 weeks ago WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 3 days ago Risk Analyst - Know Your Customer (KYC) - KL

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago Federal Territory of Kuala Lumpur, Malaysia 4 weeks ago Federal Territory of Kuala Lumpur, Malaysia 3 days ago Credit Evaluation Manager, Head Office, Group Corporate Credit, Group Risk

Federal Territory of Kuala Lumpur, Malaysia 4 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

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Join ETO Markets – Where Innovation Meets Opportunity

At ETO Markets, we’re more than just a brokerage — we’re a global leader in CFDs, Forex, Crypto, and Stock trading. Driven by cutting-edge technology, competitive trading conditions, and a commitment to excellence, we empower traders at every level to succeed in dynamic markets.

We’re on the lookout for a proactive and detail-orientedRisk Management professional to join our fast-paced, collaborative team. If you're passionate about markets, thrive in a client-focused environment, and are ready to make a real impact, this is your opportunity to grow with a forward-thinking financial services provider.

Key Responsibilities:

• Oversee and address all risk-related matters across securities, futures, and OTC products.
• Develop, review, and update internal risk policies and procedures to ensure compliance with regulatory and company standards.
• Monitor daily margin requirements and manage excess limits; prepare and issue margin calls and enforcement notices to clients.
• Design and enhance risk models to improve the accuracy and efficiency of risk assessment across various financial products.
• Conduct portfolio analysis and stress testing in collaboration with senior management.
• Monitor portfolios for market and issuer-related risk events to detect emerging collateral risks at an early stage.
• Work closely with internal stakeholders, including senior management, dealing, finance, and compliance teams, to address risk issues and implement effective mitigation strategies.
• Stay informed of industry trends, regulatory developments, and best practices to proactively strengthen the firm’s risk management framework.

Requirements:

• Bachelor’s degree in Finance, Economics, Investment, Business, or a related field.
• Minimum of 2 years of relevant experience inrisk management, finance, or investment-related fields .
• Prior experience in risk reviews or risk-based audits is essential.
• Strong knowledge of financial markets, CFDs, Forex, or cryptocurrency trading.
• Familiarity with MT4, MT5, cTrader, or other trading platforms (preferred).
• Knowledge or experience in equity or futures trading is preferred.
• Familiarity with trading platforms is an added advantage.
• Proficiency in Microsoft Excel, for data analysis and reporting.
• Fluency in Mandarin and English (spoken and written) to support Mandarin-speaking clients.
• Willingness to work flexible hours, including market open/close times.

Why Join Us?

Work with top professionals in the financial industry.

Join a dynamic and forward-thinking team.

Contribute to impactful projects that shape the finance sector.

Unlock growth opportunities and advance your career.

Ready to elevate your career? Apply now and become a key part of ETO Markets' success!

Seniority level

• Seniority level Entry level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales

Referrals increase your chances of interviewing at ETO Group by 2x

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Risk Analyst (night shift - remote work)

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Join to apply for the Model Risk Management Manager role at RHB Banking Group

3 days ago Be among the first 25 applicants

Join to apply for the Model Risk Management Manager role at RHB Banking Group

• To review the adequacy and effectiveness of rating system processes, the oversight structure and control procedures to ensure the applicability and proper application of the quantitative methods in practice. The review covers model design / rating systems documentation, data quality, governance and control as well as internal use of rating (Qualitative Validation).
• To review model developmental evidence, outcome analysis and back-testing using the data gained during practical operations of the model while comparison or benchmark data can be included as a supplement (Quantitative Validation).
• To independently validate prior to implementation and adoption of the new / re-calibrated models for quality assurance.
• Supervise and perform tracking, monitoring and reporting progress on Outstanding Issues by relevant parties such as risk modeling, credit risk, business units, etc. pertaining to all validated models.
• Continuous enhancement of model validation methodologies or techniques.
  
  

Key Responsibilities

• To review the adequacy and effectiveness of rating system processes, the oversight structure and control procedures to ensure the applicability and proper application of the quantitative methods in practice. The review covers model design / rating systems documentation, data quality, governance and control as well as internal use of rating (Qualitative Validation).
• To review model developmental evidence, outcome analysis and back-testing using the data gained during practical operations of the model while comparison or benchmark data can be included as a supplement (Quantitative Validation).
• To independently validate prior to implementation and adoption of the new / re-calibrated models for quality assurance.
• Supervise and perform tracking, monitoring and reporting progress on Outstanding Issues by relevant parties such as risk modeling, credit risk, business units, etc. pertaining to all validated models.
• Continuous enhancement of model validation methodologies or techniques.
  
  

Requirements

• Bachelor Degree - University degree or equivalent in the field of Statistics, Actuarial Science, Quantitative Finance or Accounting and Finance is an advantage.
• Minimum of 3 years of credit experience in risk management or model development or model validation.
• Preferably with experiences in risk management.
• Good analytical skills.
• Good statistical modeling skills.
• Good communications and writing skills.
• Programming skills in SAS would be an added advantage.

Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales

Referrals increase your chances of interviewing at RHB Banking Group by 2x

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The Head of Risk Management is responsible for leading PayNet’s enterprise risk strategy, with a dual focus on internal risk exposure and risks arising from the broader financial ecosystem. This includes managing threats introduced by participants, vendors, shared infrastructure dependencies, and emerging systemic risks that may impact PayNet’s operations, reputation, or service and system availability.

Responsibilities

Strategic Risk Leadership

• Lead the Risk Management Division, formulating and executing a comprehensive risk strategy that encompasses both internal enterprise risks and external ecosystem risks.
• Identify and assess emerging risks that may impact PayNet's strategic direction or long-term sustainability.
• Serve as a key advisor to senior leadership and the Board on emerging risk trends, systemic vulnerabilities, risk appetite & tolerance capacities, and risk resilience & mitigation priorities.

Enterprise and Operational Risk Management

• Oversee the identification, evaluation, and mitigation of internal risks across business lines, systems, infrastructure, and key processes.
• Establish and maintain risk management systems and tools, including Governance, Risk & Compliance systems, risk & control registers, scenario models, and key risk indicators that reflect both internal controls and ecosystem dependencies.
• Drive root-cause analysis of risk events and implement lessons learned to prevent recurrence and strengthen controls.

Business Continuity and Crisis Management

• Lead PayNet’s enterprise efforts in business continuity management (BCM), crisis preparedness, and recovery planning, including key considerations on sector-wide dependencies and real-time payment operations.
• Collaborate closely with the Technology and Cyber Security teams to anticipate and evaluate emerging threats—including cyber disruptions, coordinated fraud attacks, technology failures, and reputational shocks—and design appropriate mitigation strategies.
• Collaborate with internal compliance, technology, product, and operational teams to ensure risk frameworks are robust and forward-looking.

Ecosystem and Interconnected Risk Oversight

• Identify and monitor risks introduced by PayNet’s ecosystem—banks, e-wallets, merchant acquirers, third-party processors, etc. — whose risk could potentially directly or indirectly impact the reputation and resilience of PayNet’s services.
• Develop frameworks to assess the risk profiles of participants and 3rd party providers, including incident spillover, concentration risks, and interdependencies.
• Engage proactively with ecosystem stakeholders to strengthen shared resilience, service continuity, and coordinated risk responses.

Risk Culture and Capability Building

• Champion a risk-conscious culture across the organization, embedding accountability and ownership at all levels.
• Build and mentor a high-performing risk team, equipping them with tools and methodologies to support advanced risk analytics, monitoring, and reporting.
• Promote continuous improvement in risk processes through automation, data-driven insights, and strategic alignment with business priorities.

Qualifications

• Bachelor’s degree in Risk Management, Finance, Business Administration, or a related field; Master’s degree preferred.
• 10+ years of experience in risk management, with significant experience in a leadership role.
• Strong knowledge of risk management frameworks, regulatory requirements, and industry best practices.
• Proven ability to lead large-scale risk management initiatives and manage cross-functional teams.
• Excellent communication, leadership, and strategic thinking skills.
• Risk assessment and mitigation
• Regulatory compliance
• Team leadership
• Strategic planning

Hiring organization

Payments Network Malaysia (PayNet) 200801035403 (836743-D) is Malaysia's premier payments network and central infrastructure for financial markets.

We innovate, build and operate world-class payment systems and financial market infrastructures that safely, reliably and efficiently enable the functioning and development of Malaysia's financial system as well as the economy as a whole.

Bank Negara Malaysia is PayNet's single largest shareholder, with eleven Malaysian financial institutions as joint shareholders

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Enterprise Risk Management, Manager page is loadedEnterprise Risk Management, Manager Apply locations Kuala Lumpur, MY-AIA Malaysia time type Full time posted on Posted 4 Days Ago job requisition id JR-60298

FIND YOUR 'BETTER' AT AIA

We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we’d love to hear from you.

About the Role

Part of Enterprise Risk Management Department which works as a second line of defense in partnership with the business (as first line of defense) to coordinate the risk management process throughout AIA PUBLIC Takaful Bhd. and its related group of companies to ensure all element of risks including Shariah-related) are properly identified, assessed, mitigated and reported in line with the BNM Guidelines as well as AIA policies requirements.
This position also responsible for the evolvement of the risk management framework, integration of risk management into business and provision of assurance to stakeholders, with primary focus on financial risk as well as opportunities to widen exposure to cover operational risk including Shariah-related. The individual in this position will require a thorough understanding of the business and be involved in cross-functional interactions with various business functions.Roles and Responsibilities:

Evolve the Risk Management Framework

• Review the Risk Management Framework and other risk management related policies and procedures, with considerations for local regulatory (Bank Negara Malaysia (BNM) and/or Securities Commission) expectations and feedback from Management, Shariah Committee and Board of Directors (Board).
• Review the Risk Appetite – this includes risk tolerances and risk limits and ensuring effective monitoring with the establishment of appropriate key risk indicators (KRIs) and thresholds.
• Manage the implementation of risk management process throughout AIA PUBLIC Takaful Bhd. according to the Board approved risk methodology. This includes working consultatively with all business functions to ensure all elements of risks (including emerging risk arising from changes in the business and economic landscape) are properly identified, assessed, mitigated, monitored and reported; controls are assessed for adequacy and appropriateness with action plans developed on a timely basis where necessary and executed accordingly.

Integrate Risk Management into Business through Business Engagement

• Promote a positive and strong risk and ethics culture which is integrated and aligned with business to encourage discussion on risk matters and embed risk assessment process into the decision-making process.
• Provide support to Management on risk management issues relating to their areas of responsibility, which includes the provision of analytical insights and holistic value-adding independent advice to enhance broader risk-informed decision making, as well as consultative discussions in the resolution of potential risks and issues.
• Coordinate risk management related education and awareness for all employees on a regular basis.

Provide Stakeholder Assurance

• Conduct independent review and provide constructive feedback on the Independent Capital Adequacy Assessment Process (ICAAP), stress testing exercises, product risk assessments, Strategic Asset Allocation (SAA) review exercise, investment-related initiatives, liquidity adequacy assessment, climate-related risks and etc.
• Prepare and present risk management reports on timely basis highlighting risks, mitigating controls and action owners.

Minimum Job Requirements:

• Degree in related field including Actuarial Science and Financial Risk Management, with 5 years + relevant work experience in the financial industry handling actuarial, risk management and/or internal audit
• In-depth understanding of Insurance/ Takaful business preferred.
• In-depth knowledge of actuarial and/ or financial risk management practices
• Understanding of insurance business management or audit/ consulting for Financial Institutions.
• Good knowledge on process flows and control points
• Team player and passionate in learning
• Good interpersonal and communication skills and self-motivated.
• Good written and spoken communication skills in English and local language.
• Independent and be able to work under pressure
• Be organized, detail-oriented and analytical
• Possess leadership, coaching and influencing skills; business acumen; problem solving skills
• High level of integrity and take ownership and accountability of results

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.

Similar Jobs (1) Principal, Enterprise Risk Management locations Kuala Lumpur, MY-AIA Malaysia time type Full time posted on Posted 30+ Days Ago

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AIA Malaysia Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

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Join to apply for the Enterprise Risk Management, Manager role at AIA Malaysia

AIA Malaysia Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

3 days ago Be among the first 25 applicants

Join to apply for the Enterprise Risk Management, Manager role at AIA Malaysia

Get AI-powered advice on this job and more exclusive features.

FIND YOUR 'BETTER' AT AIA

We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we’d love to hear from you.

About The Role

Part of Enterprise Risk Management Department which works as a second line of defense in partnership with the business (as first line of defense) to coordinate the risk management process throughout AIA PUBLIC Takaful Bhd. and its related group of companies to ensure all element of risks including Shariah-related) are properly identified, assessed, mitigated and reported in line with the BNM Guidelines as well as AIA policies requirements.

FIND YOUR 'BETTER' AT AIA

We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we’d love to hear from you.

About The Role

Part of Enterprise Risk Management Department which works as a second line of defense in partnership with the business (as first line of defense) to coordinate the risk management process throughout AIA PUBLIC Takaful Bhd. and its related group of companies to ensure all element of risks including Shariah-related) are properly identified, assessed, mitigated and reported in line with the BNM Guidelines as well as AIA policies requirements.

This position also responsible for the evolvement of the risk management framework, integration of risk management into business and provision of assurance to stakeholders, with primary focus on financial risk as well as opportunities to widen exposure to cover operational risk including Shariah-related. The individual in this position will require a thorough understanding of the business and be involved in cross-functional interactions with various business functions.

Roles And Responsibilities

Evolve the Risk Management Framework

• Review the Risk Management Framework and other risk management related policies and procedures, with considerations for local regulatory (Bank Negara Malaysia (BNM) and/or Securities Commission) expectations and feedback from Management, Shariah Committee and Board of Directors (Board).
• Review the Risk Appetite – this includes risk tolerances and risk limits and ensuring effective monitoring with the establishment of appropriate key risk indicators (KRIs) and thresholds.
• Manage the implementation of risk management process throughout AIA PUBLIC Takaful Bhd. according to the Board approved risk methodology. This includes working consultatively with all business functions to ensure all elements of risks (including emerging risk arising from changes in the business and economic landscape) are properly identified, assessed, mitigated, monitored and reported; controls are assessed for adequacy and appropriateness with action plans developed on a timely basis where necessary and executed accordingly.
  
  

Integrate Risk Management into Business through Business Engagement

• Promote a positive and strong risk and ethics culture which is integrated and aligned with business to encourage discussion on risk matters and embed risk assessment process into the decision-making process.
• Provide support to Management on risk management issues relating to their areas of responsibility, which includes the provision of analytical insights and holistic value-adding independent advice to enhance broader risk-informed decision making, as well as consultative discussions in the resolution of potential risks and issues.
• Coordinate risk management related education and awareness for all employees on a regular basis.
  
  

Provide Stakeholder Assurance

• Conduct independent review and provide constructive feedback on the Independent Capital Adequacy Assessment Process (ICAAP), stress testing exercises, product risk assessments, Strategic Asset Allocation (SAA) review exercise, investment-related initiatives, liquidity adequacy assessment, climate-related risks and etc.
• Prepare and present risk management reports on timely basis highlighting risks, mitigating controls and action owners.
  
  

Minimum Job Requirements

• Degree in related field including Actuarial Science and Financial Risk Management, with 5 years + relevant work experience in the financial industry handling actuarial, risk management and/or internal audit
• In-depth understanding of Insurance/ Takaful business preferred.
• In-depth knowledge of actuarial and/ or financial risk management practices
• Understanding of insurance business management or audit/ consulting for Financial Institutions.
• Good knowledge on process flows and control points
• Team player and passionate in learning
• Good interpersonal and communication skills and self-motivated.
• Good written and spoken communication skills in English and local language.
• Independent and be able to work under pressure
• Be organized, detail-oriented and analytical
• Possess leadership, coaching and influencing skills; business acumen; problem solving skills
• High level of integrity and take ownership and accountability of results
  
  

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.

Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales
• Industries Insurance

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Job Description

• Lead the development, optimization, and implementation of credit risk management strategies for consumer and SME loans.
• Design and execute risk frameworks across the full customer lifecycle – from acquisition to collections.
• Monitor portfolio health for both new and existing customers and drive initiatives to improve performance, profitability, and risk metrics.
• Lead and mentor a team to drive risk performance and ensure robust risk management policies.
• Support expansion into new markets by developing scalable and compliant risk processes.
• Evaluate risk model performance and contribute to the enhancement of model effectiveness and accuracy.
• Collaborate with cross-functional teams including product, business development, operations, and compliance.

Requirements

• Bachelor’s degree or above for any field.
• Minimum of 10 years of full-time working experience in risk management within consumer finance, fintech, or banking.
• At least 4 years of experience in people management.
• Effective communication skills, with the ability to present complex insights to both technical and business stakeholders.
• Self-driven mindset with the ability to develop and execute strategies independently and proactively.
• Strong analytical skills; experience in risk modeling is a plus.
• Familiarity with the Southeast Asia market is a plus.

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