80 Corporate Credit jobs in Malaysia

Corporate Credit Specialist (ANZ, SG & HK Market)

American Express

Posted 4 days ago

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Job Description

**Description**
**You Lead the Way. We've Got Your Back.**
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
Take your career in the field of credit risk analysis to the next level.
As a Credit Analyst within the Global Credit Administration at American Express, your analytical skills and problem-solving capabilities will go a long way in protecting our business. At the same time, you'll grow our competitive advantage by delivering an extraordinary level of customer service as you connect with Card Members to address and resolve credit cases. More importantly, you'll be part of a dynamic organization that's committed to leading the industry and shaping careers for anyone who wants to be successful.
**Key Responsibilities:**
+ Handle inbound, outbound calls and emails from our Corporate Clients whose accounts are flagged as credit cases to be worked on by team members
+ Negotiate with Card members or Client companies to determine the best course of action and gain agreement for both short and long-term solutions.
**Requirements:**
+ At least 3 years call center experience, with a minimum of 1 year credit/risk related experience in operations team
+ Experience in handling elite/premium clientele, servicing ANZ/HKG/SG markets
+ Hospitality and sales background is encouraged
+ Strong analytical and problem-solving skills
+ Fluent in English (both written and verbal)
+ Fluent in Cantonese and Mandarin for Singapore and Hong Kong markets
+ Ability to identify and act on issues that may impact customer experience
+ Committed to deliver the highest level of customer service
+ A team-oriented individual with growth mindset and positive affluence
**Qualifications**
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid or onsite arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
American Express is committed to providing an inclusive and accessible work environment in which all people who apply for positions or who work for or on behalf of Amex are treated with dignity and respect and are provided with equal treatment with respect to employment, regardless of that person's age, sex, sexual orientation, gender identity, gender expression, race, colour, ancestry, ethnic or national origin, citizenship, religion or creed, marital status, family status, pregnancy, disability, record of offences, social condition or origin, political beliefs, association or activity or other factors prohibited under applicable Human Rights legislation (the "Prohibited Grounds"). If you have a disability and need accommodation, please speak with the Recruiter for more information.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Administration
**Primary Location:** Malaysia-SGR-Kuala Lumpur
**Schedule** Full-time
**Req ID:** 25004723
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VP2-SVP,Credit Approver,Corporate Credit | Kuala Lumpur, MY

Kuala Lumpur, Kuala Lumpur United Overseas Bank

Posted today

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Job Description

VP2-SVP, Credit Approver, Corporate Credit

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories across Asia Pacific, Europe, and North America. Headquartered in Singapore, UOB operates through banking subsidiaries in China, Indonesia, Malaysia, and Thailand, along with branches and offices worldwide. With over 80 years of history, our values—Honorable, Enterprising, United, and Committed—guide us to do what is right, build for the future, work as one team, and pursue long-term success.

Job Description
  • Approve credit and financing applications, including new facilities, incremental facilities, annual reviews, temporary excess, and offerings, within the Credit Discretionary Limit (CDL).
  • Perform credit assessments and prepare credit evaluations for applications beyond CDL, for decision-making by higher authorities.
  • Review and approve internal credit ratings of customers.
  • Collaborate with Business Units to identify, mitigate, and manage credit risks, including resolving complex credit issues.
  • Ensure credit decisions adhere to the Bank's Credit Policy, guidelines, and practices.
Job Requirements
  • Minimum 15 years of experience in Commercial or Corporate Banking, either as a team leader with strong credit fundamentals or with a mix of experience in Credit Evaluation and Business.
  • Solid analytical and technical skills, with a thorough understanding of both plain vanilla and structured transactions.
  • Agile mindset, team-player attitude, and a can-do approach.
Additional Information

UOB is an equal opportunity employer. We do not discriminate based on age, race, gender, religion, sexual orientation, disability, or other non-merit factors. Employment decisions are based on business needs and qualifications. Please inform us if you require accommodations during the recruitment process.

Apply now and make a difference.

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VP2-SVP,Credit Approver,Corporate Credit | Kuala Lumpur, MY

Kuala Lumpur, Kuala Lumpur United Overseas Bank

Posted today

Job Viewed

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Job Description

VP2-SVP, Credit Approver, Corporate Credit

About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories across Asia Pacific, Europe, and North America. Headquartered in Singapore, UOB operates through banking subsidiaries in China, Indonesia, Malaysia, and Thailand, along with branches and offices worldwide. With over 80 years of history, our values—Honorable, Enterprising, United, and Committed—guide us to do what is right, build for the future, work as one team, and pursue long-term success. Job Description

Approve credit and financing applications, including new facilities, incremental facilities, annual reviews, temporary excess, and offerings, within the Credit Discretionary Limit (CDL). Perform credit assessments and prepare credit evaluations for applications beyond CDL, for decision-making by higher authorities. Review and approve internal credit ratings of customers. Collaborate with Business Units to identify, mitigate, and manage credit risks, including resolving complex credit issues. Ensure credit decisions adhere to the Bank's Credit Policy, guidelines, and practices. Job Requirements

Minimum 15 years of experience in Commercial or Corporate Banking, either as a team leader with strong credit fundamentals or with a mix of experience in Credit Evaluation and Business. Solid analytical and technical skills, with a thorough understanding of both plain vanilla and structured transactions. Agile mindset, team-player attitude, and a can-do approach. Additional Information

UOB is an equal opportunity employer. We do not discriminate based on age, race, gender, religion, sexual orientation, disability, or other non-merit factors. Employment decisions are based on business needs and qualifications. Please inform us if you require accommodations during the recruitment process. Apply now and make a difference.

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Credit Risk Analyst

Kuala Lumpur, Kuala Lumpur Myboostbank

Posted 18 days ago

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Job Description

Boost Bank WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

Boost Bank WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

Direct message the job poster from Boost Bank

Senior Talent Acquisition Business Partner

The Credit Risk Senior Analyst plays a crucial role in assessing and managing credit risk within Boost Bank.

This position involves analyzing obligor data, monitoring portfolio credit risk exposures and tweaking policies to better manage the portfolio, performing post approval credit review and developing strategies to mitigate credit risk exposure.

The Senior Analyst collaborates with various teams including Credit Underwriting, finance, and business units to ensure prudent credit risk practices are implemented in line with regulatory requirements and organizational objectives.

Key Responsibilities:

  • Perform an independent review on credit approvals to independently assess the effectiveness of approval process, people and guidelines.
  • Conduct due diligence on approved credit applications and approval limit utilizations.
  • Generate report for management consumption on the effectiveness of credit approvals and policies
  • Monitor the credit quality of existing accounts and portfolios to identify deteriorating credit conditions or emerging risks.
  • Recommend strategies for portfolio optimization, including credit limit adjustments programs, risk-based pricing, and portfolio diversification.
  • Perform regular reviews and stress tests on credit portfolios to assess their resilience to adverse economic scenarios.
  • Recommend actions to mitigate credit risk concentrations and enhance portfolio performance.
  • Develop methodology to proactively manage delinquency via early warning indicators and other analytical methods.
  • Keep abreast on industry movements and news to ensure proactive management and anticipation of credit risk.

Key Responsibilities:

  • Perform an independent review on credit approvals to independently assess the effectiveness of approval process, people and guidelines.
  • Conduct due diligence on approved credit applications and approval limit utilizations.
  • Generate report for management consumption on the effectiveness of credit approvals and policies
  • Monitor the credit quality of existing accounts and portfolios to identify deteriorating credit conditions or emerging risks.
  • Recommend strategies for portfolio optimization, including credit limit adjustments programs, risk-based pricing, and portfolio diversification.
  • Perform regular reviews and stress tests on credit portfolios to assess their resilience to adverse economic scenarios.
  • Recommend actions to mitigate credit risk concentrations and enhance portfolio performance.
  • Develop methodology to proactively manage delinquency via early warning indicators and other analytical methods.
  • Keep abreast on industry movements and news to ensure proactive management and anticipation of credit risk.

Credit Policy and Procedures:

  • Participate in the development and review of credit policies, procedures, and underwriting guidelines.
  • Ensure adherence to regulatory requirements and internal credit risk standards.
  • Provide input into credit policy enhancements based on industry best practices and emerging trends.
  • Collaborate with stakeholders to implement credit policy changes and ensure proper training and communication.

Reporting and Communication:

  • Prepare comprehensive credit risk reports and presentations for senior management, board of directors, and regulatory authorities.
  • Communicate credit risk findings, trends, and recommendations effectively to key stakeholders.
  • Respond to inquiries from internal and external auditors, regulators, and other relevant parties regarding credit risk management practices.
  • Provide feedback on newly developed and existing credit risk models to align with the bank’s overall Credit Risk strategy
  • Collaborate with team members to provide design recommendations for Credit Risk models to ensure coherence and alignment with the bank’s portfolio construct.

Job Requirements & Criteria:

  • Bachelor's degree in finance, economics, accounting, actuarial science, Statistics, banking, risk management or a related field.
  • Minimum of 5 years of experience in credit risk analysis, preferably in a financial institution or a credit-intensive industry.
  • Proficiency in financial statement analysis, credit scoring models, and risk assessment techniques.
  • Knowledge of regulatory requirements related to credit risk management (e.g., Basel II/III, MFRS 9, etc).
  • Excellent analytical skills with attention to detail and the ability to interpret complex data.
  • Effective communication and interpersonal skills, with the ability to collaborate across departments and present findings to senior management.
  • Proficiency in analytics software and reporting tools (e.g., Excel, Tableau, SQL) and Microsoft Office suite (Excel, PowerPoint, Word).
  • Ability to work independently, manage multiple priorities, and thrive in a fast-paced, dynamic environment.
Seniority level
  • Seniority level Associate
Employment type
  • Employment type Full-time
Job function
  • Job function General Business, Quality Assurance, and Project Management
  • Industries Financial Services, Insurance, and Banking

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Credit Risk Analyst

Kuala Lumpur, Kuala Lumpur Myboostbank

Posted 1 day ago

Job Viewed

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Job Description

Boost Bank WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia Boost Bank WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia Direct message the job poster from Boost Bank Senior Talent Acquisition Business Partner

The Credit Risk Senior Analyst plays a crucial role in assessing and managing credit risk within Boost Bank. This position involves analyzing obligor data, monitoring portfolio credit risk exposures and tweaking policies to better manage the portfolio, performing post approval credit review and developing strategies to mitigate credit risk exposure. The Senior Analyst collaborates with various teams including Credit Underwriting, finance, and business units to ensure prudent credit risk practices are implemented in line with regulatory requirements and organizational objectives. Key Responsibilities: Perform an independent review on credit approvals to independently assess the effectiveness of approval process, people and guidelines. Conduct due diligence on approved credit applications and approval limit utilizations. Generate report for management consumption on the effectiveness of credit approvals and policies Monitor the credit quality of existing accounts and portfolios to identify deteriorating credit conditions or emerging risks. Recommend strategies for portfolio optimization, including credit limit adjustments programs, risk-based pricing, and portfolio diversification. Perform regular reviews and stress tests on credit portfolios to assess their resilience to adverse economic scenarios. Recommend actions to mitigate credit risk concentrations and enhance portfolio performance. Develop methodology to proactively manage delinquency via early warning indicators and other analytical methods. Keep abreast on industry movements and news to ensure proactive management and anticipation of credit risk. Key Responsibilities: Perform an independent review on credit approvals to independently assess the effectiveness of approval process, people and guidelines. Conduct due diligence on approved credit applications and approval limit utilizations. Generate report for management consumption on the effectiveness of credit approvals and policies Monitor the credit quality of existing accounts and portfolios to identify deteriorating credit conditions or emerging risks. Recommend strategies for portfolio optimization, including credit limit adjustments programs, risk-based pricing, and portfolio diversification. Perform regular reviews and stress tests on credit portfolios to assess their resilience to adverse economic scenarios. Recommend actions to mitigate credit risk concentrations and enhance portfolio performance. Develop methodology to proactively manage delinquency via early warning indicators and other analytical methods. Keep abreast on industry movements and news to ensure proactive management and anticipation of credit risk. Credit Policy and Procedures: Participate in the development and review of credit policies, procedures, and underwriting guidelines. Ensure adherence to regulatory requirements and internal credit risk standards. Provide input into credit policy enhancements based on industry best practices and emerging trends. Collaborate with stakeholders to implement credit policy changes and ensure proper training and communication. Reporting and Communication: Prepare comprehensive credit risk reports and presentations for senior management, board of directors, and regulatory authorities. Communicate credit risk findings, trends, and recommendations effectively to key stakeholders. Respond to inquiries from internal and external auditors, regulators, and other relevant parties regarding credit risk management practices. Provide feedback on newly developed and existing credit risk models to align with the bank’s overall Credit Risk strategy Collaborate with team members to provide design recommendations for Credit Risk models to ensure coherence and alignment with the bank’s portfolio construct. Job Requirements & Criteria: Bachelor's degree in finance, economics, accounting, actuarial science, Statistics, banking, risk management or a related field. Minimum of 5 years of experience in credit risk analysis, preferably in a financial institution or a credit-intensive industry. Proficiency in financial statement analysis, credit scoring models, and risk assessment techniques. Knowledge of regulatory requirements related to credit risk management (e.g., Basel II/III, MFRS 9, etc). Excellent analytical skills with attention to detail and the ability to interpret complex data. Effective communication and interpersonal skills, with the ability to collaborate across departments and present findings to senior management. Proficiency in analytics software and reporting tools (e.g., Excel, Tableau, SQL) and Microsoft Office suite (Excel, PowerPoint, Word). Ability to work independently, manage multiple priorities, and thrive in a fast-paced, dynamic environment. Seniority level

Seniority level Associate Employment type

Employment type Full-time Job function

Job function General Business, Quality Assurance, and Project Management Industries Financial Services, Insurance, and Banking Referrals increase your chances of interviewing at Boost Bank by 2x Sign in to set job alerts for “Credit Risk Analyst” roles.

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Senior Credit Risk Analyst

Kuala Lumpur, Kuala Lumpur RHB Banking Group

Posted 8 days ago

Job Viewed

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Job Description

Join to apply for the Senior Credit Risk Analyst role at RHB Banking Group

3 days ago Be among the first 25 applicants

Join to apply for the Senior Credit Risk Analyst role at RHB Banking Group

  • Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations.
  • Identification of new emerging risk in sector other than selected higher risk sectors.
  • Involve in annual review on effectiveness of RAC in managing high risk sectors / customers.
  • Support Section Head in engaging/liaising with business counterparts in addressing pertinent RAC issues and follow-up with business on action plans; undertake impact studies where required.
  • Development and maintenance of relevant policy/guidelines/procedures

Risk Acceptance Criteria (RAC)

  • Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations.
  • Identification of new emerging risk in sector other than selected higher risk sectors.
  • Involve in annual review on effectiveness of RAC in managing high risk sectors / customers.
  • Support Section Head in engaging/liaising with business counterparts in addressing pertinent RAC issues and follow-up with business on action plans; undertake impact studies where required.
  • Development and maintenance of relevant policy/guidelines/procedures

Early Warning Surveillance (EWS)

  • To identify potential problematic accounts via EWS statistical tools, include conducting cursory assessment based on fresh triggers, market news etc.
  • Ensure timely highlight of potential high-risk exposure in relation to Emerging Risk.
  • Take charge of preparation and issuances of:
  • Early Warning Alert Report on quarterly basis.
  • Expected Default Frequency (EDF) report on monthly basis.
  • Shares concentration monitoring reports on monthly basis.
  • Monitor and ensure admission of borrowing accounts into watchlist monitoring based on prescribed EWS trigger criteria.
  • Timely alert of adverse market news.
  • Review EWS trigger and controls.
  • Support annual review on effectiveness of EWS statistical tools in identifying vulnerable customers.
  • Development and maintenance of relevant policy/guidelines/procedures.

Portfolio deep dive/thematic review, such as

  • Impact analysis of economical triggers for example depreciation of MYR against USD to RHB Non-Retail portfolio.

Others

  • Assist in ad-hoc projects and exercises as requested by superiors or stakeholders, providing suitable reports and recommendations as needed.
  • Undertake assignments as assigned by supervisor from time to time.
Seniority level
  • Seniority level Mid-Senior level
Employment type
  • Employment type Full-time
Job function
  • Job function Finance and Sales

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Senior Credit Risk Analyst

Kuala Lumpur, Kuala Lumpur RHB Banking Group

Posted 1 day ago

Job Viewed

Tap Again To Close

Job Description

Join to apply for the

Senior Credit Risk Analyst

role at

RHB Banking Group 3 days ago Be among the first 25 applicants Join to apply for the

Senior Credit Risk Analyst

role at

RHB Banking Group Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations. Identification of new emerging risk in sector other than selected higher risk sectors. Involve in annual review on effectiveness of RAC in managing high risk sectors / customers. Support Section Head in engaging/liaising with business counterparts in addressing pertinent RAC issues and follow-up with business on action plans; undertake impact studies where required. Development and maintenance of relevant policy/guidelines/procedures

Risk Acceptance Criteria (RAC)

Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations. Identification of new emerging risk in sector other than selected higher risk sectors. Involve in annual review on effectiveness of RAC in managing high risk sectors / customers. Support Section Head in engaging/liaising with business counterparts in addressing pertinent RAC issues and follow-up with business on action plans; undertake impact studies where required. Development and maintenance of relevant policy/guidelines/procedures

Early Warning Surveillance (EWS)

To identify potential problematic accounts via EWS statistical tools, include conducting cursory assessment based on fresh triggers, market news etc. Ensure timely highlight of potential high-risk exposure in relation to Emerging Risk. Take charge of preparation and issuances of: Early Warning Alert Report on quarterly basis. Expected Default Frequency (EDF) report on monthly basis. Shares concentration monitoring reports on monthly basis. Monitor and ensure admission of borrowing accounts into watchlist monitoring based on prescribed EWS trigger criteria. Timely alert of adverse market news. Review EWS trigger and controls. Support annual review on effectiveness of EWS statistical tools in identifying vulnerable customers. Development and maintenance of relevant policy/guidelines/procedures.

Portfolio deep dive/thematic review, such as

Impact analysis of economical triggers for example depreciation of MYR against USD to RHB Non-Retail portfolio.

Others

Assist in ad-hoc projects and exercises as requested by superiors or stakeholders, providing suitable reports and recommendations as needed. Undertake assignments as assigned by supervisor from time to time. Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

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AVP, Credit Analyst - Corporate Banking

Kuala Lumpur, Kuala Lumpur UOB

Posted 12 days ago

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Job Description

UOB Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

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UOB Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

1 day ago Be among the first 25 applicants

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About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.



About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Job Responsibility

  • Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank’s policies, credit principles, lending direction and guidelines.
  • Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
  • Work with Corporate Banking coverage team to support all related credit analysis matter.
  • Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

Job Requirement

  • Degree in Business/Accounting/Finance/Economics or related field
  • Up to date with legal, compliance and market risk related issues
  • At least 5-6 years of relevant working experience
  • Strong analytical skills with good grasp of financial analysis
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
  • Presentable, dynamic, dedicated, self-driven and highly motivated




Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

Seniority level
  • Seniority level Mid-Senior level
Employment type
  • Employment type Full-time
Job function
  • Job function Analyst and Finance

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AVP, Credit Analyst - Corporate Banking

Kuala Lumpur, Kuala Lumpur UOB

Posted 1 day ago

Job Viewed

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Job Description

UOB Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia Join or sign in to find your next job

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AVP, Credit Analyst - Corporate Banking

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UOB UOB Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 day ago Be among the first 25 applicants Join to apply for the

AVP, Credit Analyst - Corporate Banking

role at

UOB About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Job Responsibility

Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank’s policies, credit principles, lending direction and guidelines. Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news. Work with Corporate Banking coverage team to support all related credit analysis matter. Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

Job Requirement

Degree in Business/Accounting/Finance/Economics or related field Up to date with legal, compliance and market risk related issues At least 5-6 years of relevant working experience Strong analytical skills with good grasp of financial analysis Ability to analyze cash flows, leverage, collateral and customer strength Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders. Presentable, dynamic, dedicated, self-driven and highly motivated

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

Job function Analyst and Finance Referrals increase your chances of interviewing at UOB by 2x Get notified about new Vice President of Credit jobs in

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Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 1 week ago Assistant Vice President, Credit Card & Personal Loan Product Development

Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 4 days ago Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia 5 days ago Business Risk and Controls - AVP - Transformation - Malaysia

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Senior Associate - Credit Risk

Petaling Jaya, Selangor DHL

Posted 4 days ago

Job Viewed

Tap Again To Close

Job Description

  • To ensure Dunning was successfully triggered and Monitor ICCC stop credit process aligning with Collection GSOP and Strategy. Analyse account in ICCC Stop credit to reduce broken promised accounts are not flowing to Stop credit process. To ensure Credit Check / approval process are in placed with reviewing External Credit Agency rating and only successful application will enable to create accounts following GSOP.

Job Description

  • To Monitor Dunning completion and Review Dunning block status by obtaining CFO's approval regularly aligning Crisp Control.
  • To perform ICCC Stop Credit Process to ensure customers' account with overdue following credit hold criteria to flow to stop credit execution by aligning GSOP.
  • To perform Credit Check and Approval process by reviewing customers' finance and some legal documents to ensure customers with lack of supporting documents were stopped immediate account creation and kick off further investigation by communicating Country Finance and Commercial.
  • To perform Credit check and approval for customers with complete supporting documents in the event required Country OTC manager / CFO's approval.
  • To understand External Credit Agency process (Agency may differ at country level) and factor in Credit Check/ Approval process.
  • To ensure adequate follow up upon identified risks and gaps
  • To arrange, coordinate and lead regular meetings, visit customer and build towards an improved customer satisfaction while mitigating trading risks-
  • To agree and coordinate credit risk mitigation measures with Sales, CDM, credit collection, credit administration, operation, H&G, CFO and OTC teams
  • To advice and coordinate process improvement regarding to credit risk mitigations across the entire OTC chains

Qualifications & Skills

  • Bachelor Degree Holder
  • Intermediate level of English knowledge (DPDHL Business Language) preferred.
  • Advanced knowledge of D&B credit risk reports and regarding balance sheet interpretation.
  • Good telephone conversation/handling skills.
  • Effective communication and conversational skills.
  • High customer focus and service orientation.
  • Advanced MS office knowledge.
  • Analysis of financial statements.
  • Previous Credit Risk Management experience is preferred (> 3 years)
About the company

We are an international team of over 400,000 shipping professionals, united by a passion for logistics. And we work in a unique environment. DHL is as innovative as a start-up, with the power of an international organization.

Notice

Talentify is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Talentify provides reasonable accommodations to qualified applicants with disabilities, including disabled veterans. Request assistance at or 407-000-000.

Federal law requires every new hire to complete Form I-9 and present proof of identity and U.S. work eligibility.

An Automated Employment Decision Tool (AEDT) will score your job-related skills and responses. Bias-audit & data-use details: . NYC applicants may request an alternative process or accommodation at or 407-000-000.

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