What Jobs are available for Corporate Credit in Malaysia?

Wholesale Credit Risk Manager
Brand: HSBC
Area of Interest: Risk and Compliance
Location:
Kuala Lumpur, Federal Territory of Kuala Lumpur, MY, 55188
Work style:
Date: 29 Oct 2025
**Some careers shine brighter than others.**
If you're looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
**Global Risk** is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, operational, credit, pension, insurance, compliance, regulatory, market, reputation and geopolitical risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.
We are currently seeking an experienced professional to join this team in the role of **Wholesale Credit Risk Manager.**
**Principle Responsibilities:**
+ Actively supports the organization in managing all credit and risk related aspects by ensuring HBMY/HBMS/LBU objectives are met via implementation of the Country Risk Plan by developing and maintaining credit structures that achieve manageable level of credit risk as well as in early identification of potential non-performing advances so as to maximize profitability and minimize losses for the Bank. There is also a significant focus on ensuring that business growth plans are met and that individual approvers play a consistent, visible and meaningful role in enabling this.
+ This role also covers HBMS and in that regard the performance is assessed on the basis of KPIs specific to HBMS as listed in the current PLA. The job holder is also accountable for applicable Shariah risk related controls.
**Impact on the Business / Function:**
+ Contributes to achievement of the Bank's targets by processing, evaluating and approving all credit applications expeditiously within own limits and recommending upwards those which are beyond delegated limits.
+ Promotes credit quality through timely and forward looking risk reviews and contribute to early detection of weak/deteriorating credits.
+ Re-balancing the Bank's loan portfolio by implementing HBMY/HBMS/LBU to realign new advances and resources to the "Grow" sectors and reduce exposures to the "Restricted or Controlled" sectors ensuring compliance within the Country Risk Plan. Implementing guidelines received from APH Risk on credit quality/ issues, profitability, sectors and procedures.
+ To ensure a high level of self-awareness around the transaction approval process focusing on material items while recognizing that commerciality and speed to market is important.
+ Provides support/ guidance to the development of Relationship Manager's by identifying and mitigating risks in credit proposals.
+ Improve quality of CARM write-ups from by proactively engaging Relationship Manager's effectively enhancing credit turnaround time.
+ Be fully engaged around growth plans by ensuring active dialogue in pipeline meeting, whitelisting and customer visits. Be conscious around creating positive rather than negative tension.
**Leadership & Teamwork:**
+ Contributes to the development of RM's through coaching/counselling by effective use of relevant appraisal schemes and continual feedback.
+ Proactively identify opportunities for process improvement and better engagement with Business stakeholders.
+ Consistently demonstrate a mature and independent approach to problem solving and a "big picture" view on organization objectives.
**Operational Effectiveness & Control:**
+ Contributes to the effectiveness of the risk control function and minimizes losses.
+ Ensure that audit and control recommendations are implemented in full.
+ Continually re-assess the Operational Risk inherent in the business by taking into account changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructuring and the impact of new technology.
+ Full compliance with data/MI reporting obligations (e.g. App Tracker).
+ Compliance with Global Standards and FCC.
**Qualifications:**
+ Graduate degree in Business Administration, Finance or a related field;
+ Minimum five years of banking experience at executive level with at least one year exposure in corporate/commercial banking.
+ Good interpersonal, communication and technical skills required.
+ Exposure in credit risk would be an added advantage;
+ Commercial Acumen.
+ Professional competence which helps to determine solutions around appropriate risk measures, risk processes, risk monitoring and management.
Due to the urgent hiring need, candidates with immediate right to work locally and no relocation needed will be prioritized.
**Opening up a world of opportunity.**
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
**Issued by HSBC Bank Malaysia Berhad.**
HSBC's Video

We're looking for a highly analytical and collaborative Credit Analyst to deliver independent, timely, and well-researched credit opinions and recommendations across a defined coverage universe. Your insights will directly support portfolio construction and risk management for our fixed income investment team, influencing performance and contributing to the firm's growth in assets under management. In this role, you'll conduct fundamental credit analysis, assign internal risk ratings, monitor market developments, and proactively identify risks and opportunities. You'll also engage with regional investment and business development teams, and work cross-functionally with portfolio managers, ESG specialists, and client-facing teams - all while demonstrating strong teamwork and communication skills.
**Position Responsibilities:**
+ To conduct in-depth investment research and fundamental credit analysis on assigned credit coverage universe.
+ To monitor portfolio holdings, market development and corporate actions, providing independent and timely investment recommendation and opinion when required.
+ To produce credit review reports and regular credit updates for companies and debt securities under coverage.
+ To engage company management, rating agencies, and sell-side counterparties to discern key credit drivers.
+ To collaborate with regional credit teams on regular meetings, publications, and ad hoc projects. To address internal/ external requests regarding credits and sectors under coverage.
+ To contribute to ongoing investment ideas and discussions.
+ To provide support in fixed income investment-related aspects of marketing and product development, including preparation of presentation materials, market reviews/outlooks and credit opinions.
+ To participate in other ad-hoc projects/requests as needed.
**Required Qualifications:**
+ Bachelor's degree from accredited college or university. A CFA/CAIA designation will be an added advantage.
+ 5-10 years of experience in fixed income/credit research.
+ Proficiency in Bloomberg and Excel.
+ Strong analytical skills.
+ Strong written and verbal communication skills, with ability to articulate viewpoint and opinion.
**Preferred Qualifications:**
+ Experience in investment and/or fund management industry will be an added advantage.
+ Able to work independently with limited supervision.
+ Strong team player.
**_When you join our team:_**
+ We'll empower you to learn and grow the career you want.
+ We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
+ As part of our global team, we'll support you in shaping the future you want to see.
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En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.
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**Modalidades de Trabajo**
Híbrido

**Position:**
Credit Analyst
**Job Description:**
**What You'll Be Doing**
+ Collects to terms-negotiates payment plans; may need to elevate cash flow problems according to management reporting structure. Takes appropriate action such as credit hold, placement with collections; ability to work independently done with little or no guidance.
+ A/R disputes-works with customer to determine reason (s) for non-payment of invoices and queries the specific invoice(s) for action by the Reconciliation Associate; works on disputes that have been researched by the Reconciliation Associate and collects outstanding balance if applicable.
+ Credit-AR exposure, facilitating sales and managing risk by reviewing order release and customer master file; releasing orders as appropriate; setting limit or order release based on research; elevating to CM, CD as necessary. Identify bad debt and set reserve.
+ Process improvement-identify root causes, recommend and implementing solutions. Establish/update best collection practices.
+ Analysis of customer financials/credit, Identifies key issues and patterns from partial/conflicting data
+ Takes a broad perspective to problems and spots new, less obvious solution
+ Seek measures not limited to credit insurance to mitigation risks
+ Monitor and sourcing of pertinent information for preventive actions
+ Work with treasury team to maximum factoring opportunity
+ Assists in account receivable management
+ Ad hoc project related to portfolio risks management
+ Completes work with a limited degree of supervision
**What We Are Looking For**
+ Bachelor's Degree in Finance/Economics
+ 3-5 years of relevant experience in AR accounting, credit analysis and collection
+ High astute sense of risk
+ Good interpersonal and communication skill, fast learner, self-starter in a fast pace and dynamic environment
+ Experience working cross functionally within countries, business and strong commercial acumen
+ SAP or Oracle financial system experience preferred
**What's In It For You**
At Arrow, we recognize that financial rewards and great benefits are important aspects of an ideal job. That's why we offer competitive financial compensation, including various compensation plans, and a solid benefits package.
+ Medical Insurance
+ Life Insurance
+ Year-end bonus
+ Performance Bonus
+ 5-Day Work Week
+ Growth Opportunities
+ And more!
**About Arrow**
Arrow Electronics, Inc. (NYSE: ARW), an award-winning Fortune 154 and one of Fortune Magazine's Most Admired Companies. Arrow guides innovation forward for over 220,000 leading technology manufacturers and service providers. With 2024 sales of USD $27.9 billion, Arrow develops technology solutions that improve business and daily life. Our broad portfolio that spans the entire technology landscape helps customers create, make and manage forward-thinking products that make the benefits of technology accessible to as many people as possible. Learn more at .
Our strategic direction of guiding innovation forward is expressed as Five Years Out, a way of thinking about the tangible future to bridge the gap between what's possible and the practical technologies to make it happen. Learn more at .
For more job opportunities, please visit .
**Location:**
MY-Penang, Malaysia (Jalan Sultan Ahmad Shah)
**Time Type:**
Full time
**Job Category:**
Accounting/Finance
Arrow Electronics, Inc.'s policy is to provide equal employment opportunities to all qualified employees and applicants without regard to race, color, religion, age, sex, marital status, gender identity or expression, sexual orientation, national origin, disability, citizenship, veran status, genetic information, or any other characteristics protected by applicable state, federal or local laws. Our policy of equal employment opportunity and affirmative action applies to all employment decisions personnel policies and practices, or programs.

**Position:**
Credit Analyst
**Job Description:**
**What You'll Be Doing**
+ Collects to terms-negotiates payment plans; may need to elevate cash flow problems according to management reporting structure. Takes appropriate action such as credit hold, placement with collections; ability to work independently done with little or no guidance.
+ A/R disputes-works with customer to determine reason (s) for non-payment of invoices and queries the specific invoice(s) for action by the Reconciliation Associate; works on disputes that have been researched by the Reconciliation Associate and collects outstanding balance if applicable.
+ Credit-AR exposure, facilitating sales and managing risk by reviewing order release and customer master file; releasing orders as appropriate; setting limit or order release based on research; elevating to CM, CD as necessary. Identify bad debt and set reserve.
+ Process improvement-identify root causes, recommend and implementing solutions. Establish/update best collection practices.
+ Analysis of customer financials/credit, Identifies key issues and patterns from partial/conflicting data
+ Takes a broad perspective to problems and spots new, less obvious solution
+ Seek measures not limited to credit insurance to mitigation risks
+ Monitor and sourcing of pertinent information for preventive actions
+ Work with treasury team to maximum factoring opportunity
+ Assists in account receivable management
+ Ad hoc project related to portfolio risks management
+ Completes work with a limited degree of supervision
**What We Are Looking For**
+ Bachelor's Degree in Finance/Economics
+ 3-5 years of relevant experience in AR accounting, credit analysis and collection
+ High astute sense of risk
+ Good interpersonal and communication skill, fast learner, self-starter in a fast pace and dynamic environment
+ Experience working cross functionally within countries, business and strong commercial acumen
+ SAP or Oracle financial system experience preferred
**What's In It For You**
At Arrow, we recognize that financial rewards and great benefits are important aspects of an ideal job. That's why we offer competitive financial compensation, including various compensation plans, and a solid benefits package.
+ Medical Insurance
+ Life Insurance
+ Year-end bonus
+ Performance Bonus
+ 5-Day Work Week
+ Growth Opportunities
+ And more!
**About Arrow**
Arrow Electronics, Inc. (NYSE: ARW), an award-winning Fortune 154 and one of Fortune Magazine's Most Admired Companies. Arrow guides innovation forward for over 220,000 leading technology manufacturers and service providers. With 2024 sales of USD $27.9 billion, Arrow develops technology solutions that improve business and daily life. Our broad portfolio that spans the entire technology landscape helps customers create, make and manage forward-thinking products that make the benefits of technology accessible to as many people as possible. Learn more at .
Our strategic direction of guiding innovation forward is expressed as Five Years Out, a way of thinking about the tangible future to bridge the gap between what's possible and the practical technologies to make it happen. Learn more at .
For more job opportunities, please visit .
**Location:**
MY-Penang, Malaysia (Jalan Sultan Ahmad Shah)
**Time Type:**
Full time
**Job Category:**
Accounting/Finance
Arrow Electronics, Inc.'s policy is to provide equal employment opportunities to all qualified employees and applicants without regard to race, color, religion, age, sex, marital status, gender identity or expression, sexual orientation, national origin, disability, citizenship, veran status, genetic information, or any other characteristics protected by applicable state, federal or local laws. Our policy of equal employment opportunity and affirmative action applies to all employment decisions personnel policies and practices, or programs.

**Job Description**
Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. You will assist in managing risk for enterprise. Perform credit reviews on customer financials, assess risk & approve deals accordingly. Engage with stakeholders to facilitate deals for Oracle from Credit worthiness perspective. Understand how letter of credit & Bank guarantees are executed. Manage end to end Credit process in assigned country.
**Responsibilities**
Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. You will assist in managing risk for enterprise. Perform credit reviews on customer financials, assess risk & approve deals accordingly. Engage with stakeholders to facilitate deals for Oracle from Credit worthiness perspective. Understand how letter of credit & Bank guarantees are executed. Manage end to end Credit process in assigned country.
Career Level - IC2
**About Us**
As a world leader in cloud solutions, Oracle uses tomorrow's technology to tackle today's challenges. We've partnered with industry-leaders in almost every sector-and continue to thrive after 40+ years of change by operating with integrity.
We know that true innovation starts when everyone is empowered to contribute. That's why we're committed to growing an inclusive workforce that promotes opportunities for all.
Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs.
We're committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing or by calling in the United States.
Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans' status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law.