284 Banking Risk jobs in Malaysia

Join to apply for the Senior Credit Risk Manager - Enterprise Banking role at OCBC.

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. Our strategic ambition is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

As a Credit Risk Management Specialist at OCBC, you'll play a critical role in ensuring the bank's lending activities are secure and sustainable. You'll work closely with stakeholders to identify and mitigate credit risks, making a tangible impact on the bank's bottom line. It's a challenging yet rewarding role that requires a unique blend of analytical and interpersonal skills.

To excel in this role, you'll need to stay ahead of the curve, anticipating and responding to changes in the market and the economy. You'll work collaboratively with cross-functional teams to develop and implement effective credit risk management strategies, leveraging data and insights to inform your decisions. Your ability to balance risk and reward will be crucial in driving business growth while maintaining a strong risk profile.

• Provide credit decisions and approvals within authorized lending authority limits.
• Conduct credit reviews and manage temporary excesses and transaction exceptions.
• Engage with business units to identify potential opportunities including joint calls & site visits if necessary.
• Collaborate with business units to timely identify issues and early warning signs, ensure appropriate credit classification, initiate risk mitigating actions for deteriorating credits.
• Collaborate with business units to perform targeted portfolio scans or reviews in response to adverse events/developments and formulate action plans to minimize/manage identified risks.
• Define, review and enhance Target Market and Risk Acceptance Criteria.
• Lead or undertake ad hoc tasks/projects as required.

• A recognized Degree or equivalent, such as in Accounting/ Finance/ Commerce/ Economics/ Business
• Minimum 15 years of experience in credit assessment / approval in credit risk or front line covering commercial credits.
• Able to work under pressure with tight turnaround time.
• Agile in undertaking other credit-related matters apart from the typical credit assessment/approval tasks.
• Possess strong analytical, writing and interpersonal skills.

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Assistant Vice President - Wholesale Banking Compliance (Investment Banking) – CIMB WP, Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

• Group Legal & Compliance

• Group Compliance - Wholesale Banking

Job Title : AVP - Wholesale Banking Compliance (Investment Banking)

Investment Banking : include Debt Markets, Debt Syndicate, ECM & Syndicate, Corporate Finance, Merger & Acquisitions, Project Finance, Stockbroking and Equity Research.

• Assist to promote, lead and manage the culture and practice of regulatory compliance and ethical standards in the conduct of Wholesale Banking with key focus on Investment Banking (the “Covered Business”) throughout CIMB Group and to oversee the Group’s compliance with those requirements and applicable standards.
• Assist to ensure the effectiveness of the Group’s management of compliance and regulatory risk issues through the establishment and maintenance of appropriate and effective frameworks and procedures, that compliance and regulatory risks are anticipated, identified, escalated and reported to stakeholders, mitigated and managed so as to avoid any financial and reputational loss.
• Assist to support the Director – Wholesale Banking Compliance (Investment Banking), Regional Head, Wholesale Banking Compliance, senior management and stakeholders in the management of compliance and regulatory risks relating to the Covered Business.

Job Specification :

• Bachelor's Degree or Professional Qualification in the relevant discipline (Finance/Business/Economics/ Law)
• Minimum 5-8 years of experience of relevant banking/compliance in established bank / financial institutions.

• Good knowledge of Investment Banking products and services, including the related/applicable rules and regulations
• The required understanding of the businesses/business units.

• Personal integrity and ethics.
• Good judgment in enabling the provision of sound advice on regulation and practice, proactive management of compliance and regulatory risks.
• Good presentation and influencing skills, required in guiding and assisting teams in putting forward proposals for clients, whenever necessary.
• Effective managerial skill as a point of reference for the subordinates.

Please indicate your expected salary in the application.

Only shortlisted candidates will be contacted.

• Mid-Senior level

• Full-time

• Legal

Ryt Bank is seeking an experienced and analytical professional to join our Credit Risk team in Kuala Lumpur, Malaysia. This role focuses on monitoring, analysing, and optimizing the credit portfolio while ensuring robust risk management practices in a fast-moving digital lending environment. The role is ideal for someone who thrives on data-driven insights, values precision, and is eager to contribute to the stability and growth of a digital-first bank.

Ryt Bank is seeking an experienced and analytical professional to join our Credit Risk team in Kuala Lumpur, Malaysia. This role focuses on monitoring, analysing, and optimizing the credit portfolio while ensuring robust risk management practices in a fast-moving digital lending environment. The role is ideal for someone who thrives on data-driven insights, values precision, and is eager to contribute to the stability and growth of a digital-first bank.

• Develop and maintain dashboards to track portfolio performance and segmentation analytics.
• Conduct in-depth thematic portfolio reviews to identify weaknesses and opportunities for optimization.
• Develop and manage credit risk scorecard models for underwriting and portfolio management.
• Support the development, enhancement, and implementation of Expected Credit Loss (ECL) models and calculations.

• Partner with internal teams to align risk strategies with business goals.
• Assist with other risk-related tasks and initiatives as assigned by the Head of Credit Risk.

• Bachelor’s degree or higher in Mathematics, Statistics, Finance, or a related field.
• Minimum 5 years of hands-on experience in banking or digital lending.
• Strong technical expertise in credit and credit models.
• Proficiency in data processing and statistical tools (e.g., R, Python, SQL).
• Structured, data-driven thinker with the ability to translate insights into actionable recommendations.
• Independent, proactive, and comfortable working with multiple stakeholders.
• Experience shaping credit risk strategies at a fast-growing digital bank.
• Work with cutting-edge tools and data to drive real business impact.
• Gain exposure to innovative risk management practices in digital lending.
• Competitive compensation and opportunities for professional growth.

• Revolutionary in our thinking
• Innovative in our products, services, and the way we work
• Genuine in our intentions
• Honourable in our actions
• Tenacious in overcoming challenges

If you’re ready to contribute to the backbone of responsible growth at Ryt Bank, we welcome you to bring your expertise and help us uphold the highest standards of credit risk management and professionalism.

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Project Management, Other, and Accounting/Auditing
• Industries: Banking, Financial Services, and Business Consulting and Services

Company Overview

Our Client is a Malaysia-based motorcycle hire-purchase financing provider offering quick approvals, flexible 12- 60 month installment plans, and up to 90% financing coverage.

They are seeking an experienced Credit Risk Manager with a strong background in banking or financial services to help strengthen the risk management practices and financing portfolio oversight. This role focuses on enhancing credit evaluation, portfolio monitoring, and regulatory alignment. The Credit Risk Manager will work closely with senior management to provide valuable insights and ensure the company maintains sound and efficient risk practices in line with industry standards.

• Risk Practices & Governance
• Support the refinement of existing credit evaluation and risk practices.
• Provide guidance to ensure lending processes remain aligned with regulatory and industry standards.
• Recommend process improvements to increase operational efficiency in risk management.
• Credit Assessment & Insights
• Evaluate financing product applications (hire purchase and related credit facilities).
• Analyze customer credit profiles, behavioral patterns, and portfolio performance to provide insights for management.
• Offer recommendations on credit exposure and risk appetite thresholds.
• Portfolio Monitoring & Reporting
• Track and report on delinquency trends, portfolio concentration, and emerging risk patterns.
• Conduct stress testing and scenario reviews to support decision-making.
• Highlight areas of concern and suggest practical mitigation measures.
• Advisory & Collaboration
• Act as a key advisor to senior management on credit risk matters and portfolio health.
• Collaborate with finance, operations, and data teams to integrate risk perspectives into business strategies.
• Contribute insights to ongoing initiatives, including predictive modelling and portfolio analytics.

• Bachelors or Masters degree in Finance, Economics, Business, Risk Management, or related fields.
• 5-10 years of experience in credit risk management within banking, financial services, or fintech.
• Strong knowledge of financing products (hire purchase, personal loans, or similar).
• Familiarity with regulatory frameworks and risk governance practices.
• Solid experience in credit analysis, risk frameworks, and portfolio management.
• Strong communication, problem-solving, and leadership skills.

Willing to work in Kapar, Selangor

OCBC Federal Territory of Kuala Lumpur, Malaysia

Excellent opportunity for an experienced credit risk professional to join a high-performing and evolving Risk Portfolio Management (RPM) function. RPM comprises of a broad range of functions primarily focused on credit portfolio management across banking subsidiaries within OCBC Group. This position is under the Credit Risk Modelling (CRM) team within RPM.

CRM is a high-profile, multi-disciplinary risk analytics team that covers credit risk models at OCBC Group. The key functions CRM performs include developing, implementing and managing various types of credit risk models, such as Credit risk Scorecards, Internal Rating models, IFRS 9 based Expected Credit Loss models, Credit Stress Testing models, Economic Capital models and Machine Learning models that support Group’s credit risk measurement. These models are embedded in the credit underwriting, customer selection, limit setting, early warning and problem recognition, as well as assessment of capital and provision adequacy.

• Develop, implement, and maintain credit risk models supporting the Consumer, Small Business and Wholesale segments of the Group


• Monitor, back-test and report performance of the models to ensure adherence to performance standards and early detection of weaknesses.


• Develop and maintain user requirements, parameters and configurations of systems housing the models.


• Develop in-depth expertise in credit risk modelling methodologies


• Work closely with independent model validators to ensure compliance to model governance framework and timely closure of validation findings.


• Engage with auditors and regulators to ensure compliance with relevant requirements.


• Engage with various stakeholders to develop analytical solutions using model outputs in credit decisioning, business strategies, allowance, and capital assessment.

• Degree in Quantitative/Financial discipline, such as Accounting, Finance, Economics, Mathematics or Computer Science.


• Working experience in credit analysis/modelling or credit risk management of Consumer, Small Business and/or Wholesale portfolios.


• Analytical and independent thinker with strong written and verbal communication skills.


• Ability to interact and communicate effectively with senior management.


• At least 3-5 years / 5-7 years of relevant experience in a related area for Senior Analyst / Lead Analyst respectively.


• Strong computational skills with an experience in handling data and performing quantitative analysis.


• Good understanding of Basel III, IFRS regulations and credit products.

• Associate

• Full-time

• Other

• Financial Services and Banking